Kisan Vikas Patra Calculator
Calculate KVP maturity amount and doubling period with detailed growth projection and scheme comparison.
Investment Details
Minimum ₹1,000, no maximum limit
Current rate: 7.5% (Updated quarterly)
KVP Key Features
- • Guaranteed doubling of investment
- • Government-backed security
- • No maximum investment limit
- • Transferable certificates
- • Can be used as collateral for loans
KVP Growth Summary
Investment
INR 1,00,000
Maturity Amount
INR 2,00,000
Total Gain
INR 1,00,000
Doubling Period
9Y 7M
Your money will double in 9 years and 7 months
Investment Growth Breakdown
Growth Projection
Investment growth over 9 years
Year-wise Growth Projection
| Year | Investment Value | Gain from Principal | Growth Rate |
|---|---|---|---|
| 0 | INR 1,00,000 | INR 0 | - |
| 1 | INR 1,07,500 | INR 7,500 | 7.5% |
| 2 | INR 1,15,562 | INR 15,562 | 15.6% |
| 3 | INR 1,24,230 | INR 24,230 | 24.2% |
| 4 | INR 1,33,547 | INR 33,547 | 33.5% |
| 5 | INR 1,43,563 | INR 43,563 | 43.6% |
Scheme Comparison
| Scheme | Interest Rate | Maturity Amount | Period | Key Feature |
|---|---|---|---|---|
| KVP | 7.5% | INR 2,00,000 | 9Y 7M | Doubles Money |
| NSC | 6.8% | INR 1,38,949 | 5 Years | Tax Deduction |
| PPF | 7.1% | INR 2,79,796 | 15 Years | Tax Free |
| FD | 7% | INR 1,91,260 | 9Y 7M | Liquidity |
*Comparison based on ₹1.0L investment
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Secure Your Future with Safe Investment Options
Explore government-backed and low-risk investment options to grow your savings steadily while protecting your capital over the long term.
Government-backed savings schemes can offer stable and predictable returns with lower investment risk.
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What is Kisan Vikas Patra (KVP)?
Kisan Vikas Patra (KVP) is a government-backed savings scheme offered through India Post Offices and selected banks. It is designed for investors seeking guaranteed returns with low risk.
Under the KVP scheme, your invested amount doubles after a fixed maturity period determined by the government based on prevailing interest rates. The scheme is popular among conservative investors looking for stable long-term savings growth.
Key Features of KVP
- Government-backed investment scheme
- Guaranteed fixed returns
- Low investment risk
- No upper investment limit
- Available at post offices and banks
- Suitable for long-term savings goals
Should You Invest in KVP?
KVP may be suitable for investors who prioritize capital safety over high market-linked returns. It works well for conservative savers planning long-term financial goals with predictable growth.
- Suitable for low-risk investors
- Useful for long-term wealth preservation
- Can diversify fixed-income portfolios
- Returns are fixed and government-backed
- Liquidity is limited due to lock-in rules
- Interest earned is taxable
Before investing, compare KVP returns with Fixed Deposits, PPF, NSC, and other fixed-income investment options to choose the most suitable strategy for your goals.
KVP FAQs
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