Tax Saving Calculator – Old vs New Tax Regime 2026
Compare old and new tax regimes with updated 2025 slabs. New regime offers zero tax up to ₹12 lakhs through Section 87A rebate.
Income & Deductions
Tax Comparison
Old Regime Tax
INR 67,500
New Regime Tax
INR 0
Better Option
New Regime
Save INR 67,500
Tax Comparison
Download Results
Download saves a text file with all your calculation results
Start Saving Tax with Smart Investment Planning
Investing under Section 80C options like ELSS, PPF, and other tax-saving instruments can help you significantly reduce your taxable income.
Early tax planning helps maximize deductions and improve overall financial efficiency.
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What is a Tax Saving Calculator?
A tax saving calculator helps you estimate how much tax you can save by investing in eligible instruments under Indian income tax laws. It allows you to plan deductions and optimize your financial strategy effectively.
How It Works
The calculator considers your income, applicable tax slab, and eligible deductions such as Section 80C, 80D, and others to estimate your total tax liability and potential savings.
Example
If your taxable income is ₹10,00,000 and you invest ₹1,50,000 under Section 80C, your taxable income reduces, helping you save tax depending on your slab rate.
Popular Tax Saving Options
- ELSS Mutual Funds (Section 80C)
- Public Provident Fund (PPF)
- Employee Provident Fund (EPF)
- Tax-saving Fixed Deposits
- National Pension System (NPS)
These instruments not only reduce your tax but also help build long-term wealth.
Smart Tax Planning Tips
- Start tax planning at the beginning of the financial year.
- Maximize deductions under Section 80C (₹1.5 lakh limit).
- Use health insurance for additional deductions under 80D.
- Balance tax saving with long-term investment goals.
- Avoid last-minute investments just to save tax.
Proper planning ensures you save tax without compromising your financial goals.
Tax Saving FAQs
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